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Investment Calculator

Project the growth of your investment portfolio over time.

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Portfolio Value
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Project your investment growth

This investment calculator estimates how your portfolio could grow based on an initial amount, regular monthly contributions, and an expected annual return. It uses monthly compounding to model realistic growth.

Understanding returns

Historical stock market returns average around 7–10% per year before inflation. Actual returns vary and are never guaranteed — this tool is for planning and education only.

Key takeaways

  • Consistent contributions matter more than timing the market
  • Small differences in return compound dramatically over decades
  • Reinvesting gains accelerates growth
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