Capital Gains Tax Calculator

Understanding capital gains tax

Capital gains tax applies to the profit you make when selling an asset like stocks, cryptocurrency, or property. This calculator uses US long-term capital gains rates (assets held over one year), which are 0%, 15%, or 20% depending on your income.

Long-term vs short-term

Assets held less than a year are taxed as ordinary income (higher). Holding for over a year unlocks the lower long-term rates shown here.

Reducing your capital gains

• Hold assets longer than one year
• Offset gains with losses (tax-loss harvesting)
• Use tax-advantaged accounts